Title
V Q&A's:
Property Transfers
Q. When
are Title 5 on-site sewage disposal system inspections required?
A.
Inspections are required:
-
When a facility is to be sold to new owners,
or there otherwise is a transfer of title, except between
spouses;
-
When facilities are divided or combined
together;
-
When there is a change in use or an expansion
of the facility;
-
For large systems (10,000 gallons per day
or more), shared systems, and systems on a condominium with
five or more units, on a periodic basis; or
-
When DEP or the local approving authority
order an inspection.
Inspections are necessary to ensure the proper
operation, upgrade and maintenance of on-site sewage disposal
systems. The new Code, therefore, requires system inspections
to be done periodically in certain circumstances. Most inspections
will occur as a result of property transfers when facilities
are sold, divided or combined. In order to provide further guidance
to the regulated community, this document is intended to clarify
the regulatory intent of the Department.
Q.
For how many months is the system inspection "valid"?
A.
For most property transfers, the inspection must occur at or
within two years prior to the time of transfer. If a system
has been pumped on an annual basis and pumping records are available,
then the inspection is valid for three years. If weather conditions
prevent inspection at the time of transfer, the inspection must
occur as soon as weather permits, but in no event later than
six months after the transfer, provided that prior to or at
the time of transfer the seller notifies the buyer in writing
of the requirements. Contained at 310 CMR 15.300 through 15.305
for inspection and upgrade, if necessary.
Q.
Is an inspection required in a foreclosure situation?
A.
In a foreclosure situation, inspections must occur within two
years before or six months after the execution of the memorandum
of sale (irrespective of whether the foreclosure institution,
the loan guarantor, the loan servicer, an unaffiliated third
party, or any combination thereof, is/are executing such memorandum
of sale) or delivery of the deed in lieu of foreclosure to the
foreclosing institution or the loan servicer. An inspection
conducted up to three years before the time of transfer may
be used if the inspection report is accompanied by system pumping
records demonstrating that the system has been pumped at least
once a year during that time. To the extent that foreclosing
institutions or loan servicers have contractually allocated
responsibility for the inspection to the unaffiliated third
party or the loan guarantor acquiring the property within the
specified time frames, such foreclosing institutions or loan
servicers will not be responsible for inspection of the system(s).
Entities foreclosing on properties are required to notify those
who acquire title of the inspection and upgrade requirements
contained at 310 CMR 15.300 through 15.305, in writing, prior
to or at the time of transfer.
Q.
What if the system was inspected and I want to resell
the property, do I have to have it inspected again?
A.
If an inspection was conducted within the applicable timeframe,
the inspection may fulfill the inspection requirement for more
than one transfer of title, and need not be repeated. For most
properties, inspection must have occurred within two years prior
to the transfer (three years when a system has been pumped on
an annual basis and pumping records are available).
Q.
Who must obtain the inspection and who receives the results?
A.
Under Title 5, the property owner or facility operator is generally
responsible for obtaining an inspection of the system. Prior
to the time of transfer of title, however, the parties may contractually
allocate responsibility for the inspection provided that such
inspection occurs within the specified timeframes. An inspection
must be conducted by an approved System Inspector. If an inspection
required, s/he must record the inspection results on a DEP-approved
inspection form and submit the form, within 30 days of the inspection,
to the approving authority. Boards of Health are the approving
authorities for most systems. DEP is the approving authority
for state and federal facilities. Also, for large and shared
systems, the System Inspector and the owner must submit the
inspection form to DEP.